Mortgage Calculator
Estimate payments, see your amortization, and compare buying vs renting
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Mortgage Inputs
Home & Loan
Home Price
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Down Payment
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Renovation Budget
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Interest Rate
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Loan Term
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Monthly Costs
Property Tax (annual)
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Home Insurance (annual)
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HOA / month
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PMI (% of loan, annual)
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Rent vs Buy Assumptions
Monthly Rent
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Annual Rent Increase
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Home Appreciation (annual)
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Investment Return on Down
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Time Horizon
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Summary
Breakdown
Amortization
Rent vs Buy
Monthly Payment (PITI)
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Principal & Interest
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Total Interest Paid
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Total Cost of Loan
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Loan Amount
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Payoff Year
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Monthly Payment Breakdown
Cost Components vs Home Price
Year-by-Year Principal vs Interest
Amortization Schedule
Year
Principal
Interest
Balance
Equity
Buy
BETTER
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Net wealth after horizon
Rent
BETTER
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Net wealth after horizon
Cumulative Wealth Over Time